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Commercial & Residential Real Estate Finance, Investment Property Acquisitions, Home Mortgage Loan Refinance and Purchase Loans, California`s Lowest Interest Rate Financing, Real Estate Broker Read More »
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Our furniture store financing and no credit check furniture financing programs are designed to help business owners who are looking for different ways to offer financing to their customers. With our programs, multiple furniture retailers have increased their customer`s conversion rate and increased sales levels. Your business can get huge benefits with our furniture customer financing methods. Apart from the conversion rate, you will most likely increase the number of customers in your store as the interest for your brand will be higher with the VIP Financing Solutions - Consumer financing network. Read More »
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If you are in need of credit repair, the first thing that you must do is get rid of your credit cards. Do not use them anymore. You must pay off your credit card debt, which is impossible if you are adding to it. Throughout your life, you have many expenses before you. College costs a lot of money. It can even cost more than your house. Because of this crunch on your money, it is important to be patient with purchases and only buy what you can afford. Credit cards provide a false sense of means. Not only are you acquiring debt to make your purchases, but you also have to pay interest on top of what you borrowed. Instead of racking up credit card debt, which leads to needing credit repair, put them away and focus on paying them off. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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What is a 'Charge-Off' - A charge-off is a debt, for example on a credit card, that is deemed unlikely to be collected by the creditor because the borrower has become substantially delinquent after a period of time. However, a charge-off does not mean a write-off of the debt entirely. BREAKING DOWN 'Charge-Off' - A charge-off usually occurs when the creditor has deemed an outstanding debt is uncollectible; this typically follows 180 days or six months of non-payment. In addition, debt payments that fall below the required minimum payment for the period will also be charged off if the debtor does not make up for the shortfall. The creditor crosses off the consumer’s debt as uncollectible and marks it on the consumer’s credit report as a charge-off. Effect of Credit Report and Credit Score - The repercussions for having a charge-off on your credit report includes a fall in credit score and difficulty in getting approved for credit or obtaining credit at a decent interest rate in the future. Paying off or settling the overdue debt will not remove the charge-off status from the consumer’s credit report. Instead the status will be changed to “charge-off paid” or "charge-off settled.” Either way, charge-offs remain on the credit report for seven years, and the affected party will either have to wait out the seven years or negotiate with the creditor to have it removed after paying off all the debt. In the latter case, if the inability to repay the debts on time was due to a temporary setback like job loss, the debtor could write to the lender detailing the issue with proof of a good payment history up to the time he lost his job. Read More »
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Community search site. We specialize in family information and products. From amazing information and access to ways to make life better, and several times – doing it where you save money and have access to things that only help you live better, live richer, and live healthier lives. We cover several different areas of interest, including some very unique ones. New Stuff happens all the time. Read More »
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Welcome and thank you for taking the leap to begin the process of restoring your credit. As of today, over 80 million consumers have bad credit, and because of it, they are facing high interest rates as well as constant denials when applying for a home loan, car loans, apartments, and credit cards. Our goal is to assist with three aspects of your financial life: restore your credit, rebuild it, and raise your credit score. We want to get you back on track so you can start enjoying the finer things in life. The primary focus of our job is to help you remove, correct, repair/update inaccurate, misleading, unverifiable late pays, charge-offs, collection accounts, tax liens, judgments, bankruptcies, repossessions, foreclosures, inquires, identity theft accounts, and wrong personal information. Read More »
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Experiencing less-than-perfect credit in America today is achievable, yet it`s tough. Poor credit makes lots of things difficult, impossible, or maybe more expensive. For instance, are you aware insurance providers often charge a larger monthly interest for drivers which may have less-than-perfect credit scores? In case you are getting new utilities started within your name, the company will look at your credit to make the decision whether you should pay a protection deposit. It`s well known that banks check credit ratings . before they provide you with credit cards or perhaps a loan. As years pass by, this list of companies who look at the credit probably will grow instead of shrink. Read More »
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